Checkout.com Statistics By Country, Companies Usage, Demographics And Facts (2026)

Starting Point

Checkout.com Statistics: Checkout.com is changing the way businesses handle online payments. The global fintech company helps businesses accept payments, move money, and manage transactions across multiple markets through a single platform. From online stores to large global brands, Checkout.com makes digital payments faster, simpler, and more secure. Its technology supports card payments, fraud protection, payment processing, and other financial services that businesses need to grow online. As digital shopping and cashless payments continue to rise, demand for reliable payment platforms is also growing.

This has helped Checkout.com become a major name in the fintech industry. In this article, we explore Checkout.com’s business, growth, financial performance, users, and key statistics.

Top Pick

1. Checkout.com processed over USD 300 billion in payment volume in 2025, up 64% YoY.
2. Net revenue grew more than 30% for the second consecutive year.
3. The company serves over 1,000 enterprise merchants worldwide.
4. Its Billion Dollar Club expanded to 63 merchants, up from 39 in 2024.
5. Checkout.com maintained 99.999% platform uptime in 2025.
6. Black Friday and Cyber Monday processing reached USD 5.2 billion across nearly 100 million transactions.
7. 97% of employees use AI daily, with AI generating 2.7 million lines of code monthly.
8. Intelligent Acceptance has generated more than USD 20.7 billion in merchant revenue.
9. AI-powered policy reviews cut due diligence time by 83%, from 60 minutes to 10 minutes.
10. Checkout.com’s AI fraud models can reduce fraud by up to 75%, helping merchants improve security while limiting false declines.

Checkout.com Financial Performance

• According to Crowd Fund Insider, Checkout.com reached full-year profitability in 2025 and processed more than USD 300 billion in payment volume, up 64% YoY.
• Net revenue increased more than 30% for the second consecutive year, while adjusted EBITDA margin exceeded 10%.
• The company serves more than 1,000 enterprise merchants, with 63 clients processing over USD 1 billion annually, compared with 39 in 2024.

Operational Scale

• During Black Friday and Cyber Monday, Checkout.com processed USD 5.2 billion across nearly 100 million transactions. About 95% were completed in under 1 second, with 99.999% platform uptime.
• The company increased its workforce by 15% to 2,000 employees and reached a USD 5 billion issuing run rate in Q4 2025.

AI and Market Outlook

• AI reduced due diligence time by 83%, while Checkout.com automated rejected-transaction routing and generated millions of lines of code monthly.
• Global digital payment transaction value was about USD 11.5 trillion in 2024 and could reach USD 16.6 trillion by 2028.
• Digital wallets accounted for about 30% of global point-of-sale volume, while McKinsey estimates that agentic commerce could reach USD 3-5 trillion by 2030.
• Overall payments revenue is expected to grow about 4% annually through 2029, while transaction-related revenue could grow 6%. Cross-border flows could rise from USD 195 trillion in 2024 to USD 320 trillion by 2032.

Checkout.com 2026 Payment Trends: Data, AI, and Agentic Payments

• Better payment data can increase revenue: Adding an IP address can improve acceptance rates by 0.35%, while a validated customer email can increase them by 0.26%. Visa’s VDCAP, launching in the U.S. and Canada in April 2026, offers a 0.05% fee reduction, rising to 0.10% with network tokens in the US.
• AI fraud tools will become essential: Adaptive machine learning can reduce fraud by up to 75% while lowering false declines.
• Agentic commerce is gaining traction: Consumers are willing to spend an average of USD 223 per US purchase and GBP 204.53 in the UK. B2C AI-agent sales could reach USD 3-5 trillion by 2030.

Tokens, BNPL, Stablecoins, and Infrastructure

• Network tokens can increase acceptance rates by 9.9%, while Mastercard targets full European e-commerce tokenization by 2030.
• BNPL transaction value could reach USD 687 billion in 2028, versus USD 334 billion in 2024, with 900 million users expected by 2027. Alma merchants report 20% higher turnover and 50% larger baskets.
• Stablecoin transactions reached USD 6 trillion in 2024, up from USD 1 trillion in 2020. 45% of respondents see cross-border payments as the biggest opportunity, while 39% expect strong B2B use cases.
• Digital wallets could represent 61% of global e-commerce value by 2027.

Checkout.com Company Size Distribution

(Source: coinlaw.io)

• Checkout.com now serves more than 1,000 enterprise merchants worldwide, showing strong adoption among large businesses.
• Its “Billion Dollar Club” has grown to 63 merchants, up from 39 the previous year. Each processes more than USD 1 billion annually through the platform.
• The company processed over USD 300 billion in payment volume in 2025, representing a 64% YoY increase.
• Net revenue increased by more than 30% for the second consecutive year, while adjusted EBITDA margin exceeded 10%, marking a return to full-year profitability.
• Checkout.com maintained 99.999% platform uptime during 2025, supporting reliable payment processing.
• During Black Friday and Cyber Monday, it processed USD 5.2 billion across nearly 100 million transactions, with 95% completed in under 1 second.

Checkout.com Regional Market Penetration in 2026

• North America: U.S. revenue grew over 80% YoY, while Canada represents a CA$52 billion e-commerce market with over 27 million online shoppers.
• Canada’s online retail penetration is 11.5%, with 62% of consumers shopping internationally.
• APAC: Checkout.com’s TPV increased 71% YoY, while net revenue rose over 50% YoY for the third consecutive year.
• The company supports over 145 currencies and operates through 19 offices globally.
• MENA: TPV grew 62% YoY, while remittance volumes increased 169% YoY between 2024 and 2025.
• 45% of MENA consumers shop online weekly, while 63% expect to increase their shopping frequency.
• Digital wallets are used monthly by 64% of MENA consumers, while 74% use them for transfers.
• Brazil: Checkout.com obtained a local license on 26 December 2025, but paused its 2026 launch to improve local-market fit.
• UAE: Checkout.com plans to expand its card-issuing business in 2026, strengthening its acquiring and issuing ecosystem.
• Its issuing business reached a USD 5 billion run rate in Q4 2025, with U.S. and UAE expansion planned for 2026.

Accelerates Growth With Innovations In Payment Solutions

• Checkout.com has opened the doors for enterprise businesses to intelligent acceptance, a proprietary AI- and extensive transaction-data-powered service that reclaims revenue losses amounting to US$5.5 billion.
• Checkout.com statistics reveal that, following a recent launch in Japan, the company is now moving to launch operations in Brazil and Canada by 2025.
• At the recent Thrive annual customer event, Checkout.com introduced modular, standalone solutions designed to optimize conversion rates and enhance control over them.
• Founder and CEO Guillaume Pousaz reported a telling 40% year-on-year increase in sales, buoyed by innovations that simplify compliance with PCI, GDPR, and card scheme mandates.
• So widespread indeed was the adoption of these solutions that transaction volumes jumped by 60% month-on-month, with early adopters witnessing a 5% leap in acceptance rates.
• The network revealed that Flow, its standalone service using the Forward API, would enable customers to enjoy its features even when using a different payment provider.
• Furthermore, Checkout.com also announced “Remember Me,” a feature within Flow that enables online shoppers to save their card details to facilitate easier access to the Checkout Network.
• Given that over 70% of online shopping carts are abandoned due to tedious checkout processes, this feature is expected to improve conversion rates.
• Checkout.com remains a digital-first company; it has recorded and maintained consistent 40% revenue growth and forecasts strong profits for 2025, as the digital economy now grows 2.5 times faster than the physical economy.

Checkout.com Usage Statistics

(Source: trends.builtwith.com)

• On July 4, 2026, Checkout.com had an estimated 5,450 internet users.
• Among them, 299 were from the Top 1 million, 62 from the Top 100k, 5 from the Top 10k, and 2 from the Top 1k websites.

Live Country Totals

Companies Usage

(Reference: enterpriseappstoday.com)

• It is adopted by companies of all sizes worldwide. Small businesses, including 1 to 10 employees, represent 4% of users, while the largest among them are companies with 10 to 50 employees, at 6%.
• Checkout.com statistics show that organizations with an employee strength range of 50 to 200 have 5% of users, followed by another 4% who belong to the 200 to 500 employee range. The largest companies with 500 to 1,000 employees comprise only 2% of users.
• However, mid-sized companies with a range of 1,000 to 5,000 employees also contribute 5%, while those with a range of 5,000 to 10,000 represent 3%.
• Finally, more than 10,000 to 100,000 employees represent 3% of the entire Checkout.com population across the globe.

Checkout.com Products and Services

(Reference: 6sense.com)

• Checkout.com statistics state that Checkout.com has great products and services tailored to various industries, with Fintech as its flagship focus area, which represents 20% of its range.
• Next, Fintech gets the same commitment as E-commerce and Technology at equivalent standing, each taking 17%.
• Following those are Blockchain and E-Commerce, which together carry 16% each.
• Of this %age, 13% are Retail businesses, while the Marketing sector holds 11%. This distribution showcases Checkout.com, which preferentially caters to industries that are focused on digital transactions and innovative payment solutions.

Checkout.com Website Traffic and Ranking

• Checkout.com ranked #5,156 globally, #736 in France, and #5 in France’s Banking, Credit and Lending category.
• Its global ranking declined from #4,399 to #5,156 over the past three months, while traffic fell 6.91% month-over-month, according to Similarweb.
• As of July 2026, the website recorded a 27.51% bounce rate, 2.72 pages per visit, and an average visit duration of 1 minute 51 seconds.
• The UK generated 17.89% of traffic, followed by the U.S. at 13.19%, France at 11.7%, the UAE at 6.52%, and Saudi Arabia at 5.03%.

Audience Demographics

(Source: similarweb.com)

• Checkout.com’s audience is male-led, with males at 55.9% and females at 44.1%.
• The 25-34 age group is the largest segment at 26.09%, followed by the 35-44 age group at 21.32%.
• Other age groups include 18-24 at 17.41%, 45-54 at 16.36%, 55-64 at 11.09%, and 65+ at 7.72%.

Checkout.com Vs Stripe Payment Solutions Comparison

Stripe

• Stripe is a complete payment management solution for managing taxes, subscription billing, invoicing, payments in multiple currencies, ACH, and debit card payments, with integration with several third-party services.
• This is supported on platforms such as Android, iOS, and Windows. In addition, Stripe utilizes phone, ticket, chat, and email to provide customer service.
• The platform can be accessed in different languages, such as Spanish, Italian, English, Dutch, and Chinese, to provide global accessibility.
• The audience includes freelancers, small businesses, medium-sized companies, and large enterprises.
• Pricing for Stripe services was based on customized quotes and payments through cards, bank debits, authenticated bank debits, digital wallets, cash-based vouchers, and many other currencies.
• The payouts on offer include multi-currency, cross-border, unified, and strong pooled payouts, complemented by tools for robust payout management.

Checkout.com

• Along with these, Checkout.com also has similar functional aspects, such as a free trial and monthly and annual payout options.
• Apart from online payment processing, the software supports ACH payments, debit card payments, invoice processing, periodic billing, document management, mobile payments, and logging.
• Both desktop and mobile devices are compatible, and the platform supports English as the default language. Customer service is accessible through chat, email, phone, and tickets.
• Like Stripe, Checkout.com is also a payment processor that caters to freelancers, small businesses, medium organizations, and big enterprises.
• Both platforms focus on simplifying payment processes and providing robust support for businesses of all sizes, though Stripe offers a broader range of language support and advanced features for fraud prevention and dispute resolution.

AI Integration and Engineering Innovation

• 97% of Checkout.com employees use AI daily, and the company recorded 2 million AI interactions in December, now generating 2.7 million lines of AI-written code each month.
• Between October 2025 and April 2026, merged pull-request throughput increased 56%, while per-engineer output rose 32% over the latest three-month period. By the end of May 2026, AI was involved in the majority of pull requests, compared with roughly 10% in September 2025.
• Checkout.com’s Intelligent Acceptance technology has generated more than USD 20.7 billion in merchant revenue and performs 26,000 optimizations per minute.
• AI-powered policy reviews reduced due diligence time by 83%, from 60 minutes to 10 minutes, while AI automated 100% of rejected transaction distribution. Checkout.com expects AI agents to resolve more than 50% of support volume in 2026.
• Fraud Detection Pro’s AI models can reduce fraud by up to 75%.

Checkout.com Fraud Prevention and Security Enhancements

• Checkout.com’s latest AI-powered fraud models have helped merchants reduce fraud by up to 75%, while Papa John’s reportedly halved its fraud rate using Autopilot mode.
• Its Intelligent Acceptance platform uses more than 20 billion data points and performs over 60 million real-time optimizations per day to improve payment approvals.
• Adding an IP address to payment data can increase acceptance rates by an average of 0.35%, while a validated customer email can increase them by an additional 0.26%.
• Tokenized payments have an average acceptance rate that is 9.9% higher than that of non-tokenized transactions.
• Visa’s Digital Commerce Authentication Program provides a 0.05% fee reduction for qualifying US merchants, rising to 0.10% when combined with Visa Network Tokens.
• Checkout.com’s Fraud Detection Pro combines machine learning, risk scores, device data, customizable rules, and 3D Secure authentication to identify suspicious transactions while reducing friction for genuine customers.

Bottom Line

Checkout.com has become a strong player in the digital payments market by helping businesses accept payments quickly and securely. Its global reach, growing merchant network, and focus on payment technology continue to support its growth.

As more businesses move online, the demand for simple and reliable payment solutions is also rising. With its strong platform and expanding presence, Checkout.com is well placed to benefit from the continued growth of digital payments worldwide.

FAQ